(in million Rupiah)      
CONSOLIDATED FINANCIAL POSITIONS STATEMENTS 2015 2014 2013
Assets      
Cash and cash equivalents 4.103.746 2.637.727 2.599.638
Short term investments 25.334.795 25.194.523 24.541.976
Consumer financing receivables 439.570 597.058 895.987
Factoring receivables 1.828.472 1.398.689 1.144.066
Premium and Reinsurance Receivables 682.409 964.627 576.332
Loans 17.327.761 14.223.357 10.909.738
Investment in Shares 447.691 813.790 530.348
Fixed Assets 3.160.220 2.802.446 2.416.293
Total Assets 56.778.071 53.834.492 47.795.457
Liabilities      
Deposits and Deposits from Other Banks 22.661.032 17.165.314 13.607.470
Insurance Payables 588.046 665.258 421.571
Premium Received in Advance 954.165 1.268.032 1.343.529
Liability for future policy benefits 7.241.700 8.592.486 7.923.725
Segregated funds contract liabilities - Unit Link 1.015.554 1.525.012 1.912.482
Unearned premiums and estimated claim liability 2.034.021 2.172.496 1.912.788
Securities issued 895,486 1,293,454 1,290,904
Loan Received 1.192.665 573.837 714.895
Total Liabilities 38.402.117 35.069.816 30.724.689
Equity      
Capital Stock 1,333,891 1,321,905 1,321,905
Additional paid-in capital 1,491,703 903,989 903,989
Other equity component 2,802,525 2,811,110 2,602,067
Retained earning 7,565,205 7,694,042 6,695,234
Noncontrolling interest 5,182,630 6,033,630 5,547,573
Total Equity 18,375,954 18,764,676 17,070,768
Income      
Insurance underwriting income 9,268,164 9,582,791 11,810,876
Interest income and profit sharing 3,371,515 2,857,384 2,478,403
Administration fee and commissions 511,005 324,418 301,083
Gain from short term investments - 1,231,844 548,555
Gain on sale of investment in shares - 47,376 1,043,447
Total Income 14,098,264 14,781,269 17,050,212
Expenses      
Insurance underwriting expenses 8,777,283 9,506,637 12,290,009
General and administrative expenses 1,418,192 1,105,344 933,832
Interest expense and profit sharing 1,266,917 989,719 778,922
Salaries and employee benefits 1,247,829 1,022,525 890,029
Loss from short term investments 1,424,000 - 274,583
Provision for impairment losses on financial assets and non-financial assets 181,404 63,005 7,596
Total Expenses 14,975,896 13,462,880 15,552,406
Tax Expense 115,221 105,259 375,604
Net Income (Loss) (992,853) 1,213,130 1,122,202
Other comprehensive income (8,225) 240,416 (406,354)
Total comprehensive income (1,001,078) 1,453,546 715,848