Board of Directors

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Citizenship
Indonesian Citizen

Domicile
Jakarta

Age
76 years old

Educational Background
He earned his Bachelor degree in Agriculture from Padjajaran University (1974) and Master in Economics from Michigan State University (1984).

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List of Positions Held in the Company
He served as President Director

Work Experience
He served as Staff of the Cess-Directorate General of Agricultural Plantation Affairs, Banda Aceh (1975), Staff of PT Intraport Teh Jaya (Unilever Tea Department) (1976-1978), Staff of the Production Credit Division-General Credit Affairs of Bank Indonesia (1989-1983), Staff of the Economic Section General-Research and Statistics of Bank Indonesia (1984-1985), Staff of the Governor of Bank Indonesia (1986-1988), Asia Pacific Department Staff of International Monetary Fund (IMF), Washington DC (1989-1990), Assistant Executive Director of IMF, South East Asia Group (1991-1993). In addition, he has also served as Head of Economic and International Foreign Cooperation-Foreign Affairs Division of Bank Indonesia (1994), Deputy Head of Foreign Affairs of Bank Indonesia (1995), Deputy Head of Economic and Monetary Research of Bank Indonesia (1996-1997), Director of the Directorate of Foreign Affairs of Bank Indonesia (1998-1999), Deputy Governor of Bank Indonesia (2000), Coordinating Minister for the Economy in Gotong Royong Cabinet (2001), and Governor of Bank Indonesia (2003-2008)

Concurrent Experience
Rector of the Indonesian Cooperative Institute (since 2011).

Affiliation Relationship
He has no financial, management, and family relationships with the other members of the Board of Commissioners, Board of Directors, and Main and Controlling Shareholders.

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Citizenship
Indonesian Citizen

Domicile
Jakarta

Educational Background
He holds a Master of Advanced Management from
Yale University School of Management, where he graduated as Class Marshal and scholarship recipient. He earned a Master of Business Administration
from the University of Oxford Sa?d Business School
as a Foundation and Chevening Scholar. He also completed the Oxford Blockchain Strategy Programme. He obtained a Bachelor of Science in Business Administration, summa cum laude, from Washington University in St. Louis, with majors in Finance and Accounting.

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List of Positions Held in the Company
He Served as Vice President Director

Work Experience
Associate Partner at McKinsey and Company, Jakarta. He led the Indonesia Financial Institutions Group practice and advised senior executives of banks, nancial institutions, and government bodies on strategy, digital transformation, credit, and large-scale performance programs (2021-2025); Engagement Manager and Associate roles at McKinsey and Company, with responsibility for end-to-end project delivery, executive advisory, and tangible value creation across corporate, retail, and SME banking. (2013-2021); Associate at The Clermont Group, Singapore, focusing on distressed investments and special situations; Investment Banking Associate Director at UBS Securities, New York; Investment Banking Analyst to Associate at Oppenheimer and Co., formerly CIBC World Markets, New York.

Affiliation Relationship
He has no disclosed nancial, management, or family relationships with members of boards, controlling shareholders, or affiliated entities, in line with standard corporate governance disclosure practices.

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Citizenship
Indonesian Citizen

Domicile
Jakarta

Age
68 years old

Educational Background
He has a Bachelor of Science degree in Business Administration and Economics (1981) and a Master of Science degree in Business Education (1983) from Portland State University, Portland, Oregon. He has attended The Pasific Rim Bankers Program (PRBP), Seattle, USA in (1991) and Bank Indonesia Leadership School (1994).

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List of Positions Held in the Company
He served as Independent DIrector since 2012 and was reappointed based on :

  • 2017-2020 : Deed of PT Sinar Mas Multiartha Tbk Meeting Resolution No. 3 dated 2 June 2017;and
  • 2020-2023 : Deed of PT Sinar Mas Multiartha Tbk Meeting Resolution No. 139 dated 31 August 2020.

Work Experience
He started his professional career as Senior Vice President at Chase Manhattan Bank NA (1983-1989). He has held various key positions at various companies, namely Executive Vice President-Managing Director-Treasury and International Business Area (1989-1998) at PT Bank Danamon Indonesia, Senior Vice President of Treasury and Global Markets at Rabobank Indonesia (1999-2001), President Director at PT Perdana Waralaba (2002), Director of Finance - Accounting, Finance, and Tax at PT Voksel Cable (2003-2005), Senior Advisor at PT Bank Sinarmas Tbk (2006-2010), and President Director at PT Dana Usaha Makmur (2011). In addition, he also served as the Audit COmmittee member in several companies, including PT Dian Swastatika Sentosa Tbk (2010-2012), PT SMART Tbk (2010-2012), and PT Duta Pertiwi Tbk (2011-2012).

Concurrent Experience
President Commissioner of PT Dana Pinjaman Inklusif (since 2018).

Affiliation Relationship
He has no financial, management, and family relationships with other members of the Board of Commissioners, Board of Directors, and Main and Controlling Shareholders.

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Citizenship
Indonesian Citizen

Domicile
Jakarta

Educational Background
She holds a Master of Business Administration with a concentration in Marketing from the University of San Fransisco, United States.
She earned a Bachelor of Arts in Business Administration from the University of Washington, United States.

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List of Positions Held in the Company
She served as Director

Work Experience
President Director of Bussan Auto Finance. She leads overall corporate strategy, financial performance, risk management, operations, compliance, and digital transformation (2017-2025); Executive Director and Head of Personal Financial Services at PT United Overseas Bank Indonesia. She was responsible for consumer banking, including mortgages, wealth management, branch strategy, and credit cards, with a mandate to execute turnaround and growth strategies (2014 to 2017); President Director of PT Adira Quantum Multifinance, a Danamon Group company. She managed end-to-end corporate performance and delivered strong financial results, including compound annual growth of 17 percent in assets, 34 percent in net profit, and return on equity of approximately 23 percent (2009 to 2014); Senior leadership roles at Bank Danamon Indonesia, Standard Chartered Bank, and Citibank N.A. Indonesia, with responsibilities spanning analytics, portfolio management, product development, credit cards, personal loans, and consumer banking strategy; Early career experience in the United States with Providian Financial and LSK International, focusing on marketing programs, product management, and financial management.

Affiliation Relationship
She has no disclosed financial, management, or family relationships with members of the Board of Commissioners, Board of Directors, or controlling shareholders, in accordance with standard corporate governance disclosures.

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Citizenship
Indonesian Citizen

Domicile
Jakarta

Age
40?years old

Educational Background
Bachelor of Economy, Universitas Tarumanagara, Jakarta (2007)

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List of Positions Held in the Company
He served as Director since 2021.

Work Experience
Mengawali karir dengan menjadi Auditor di KAP Mulyamin Sensi Suryanto & Lianny (2007-2013) kemudian menjadi Manager di PT Sinar Mas Multiartha Tbk (2013-2016). Menjadi Direktur di PT AB Sinar Mas Multifinance (2016-2019) dan kemudian menjadi Direktur Utama (2019-2021). Sekarang menjabat menjadi Direktur di PT Sinar Mas Multiartha Tbk (Juni 2021-sekarang).

Affiliation Relationship
He has no financial, management, and family relationships with other members of the Board of Commissioners, Board of Directors, and Main and Controlling Shareholders.

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Citizenship
Indonesian Citizen

Domicile
Jakarta

Age
60?years old

Educational Background
Bachelor of Agronomy, Universitas Sumatera Utara (1989) and Master degree in Business Administration from Cleveland State University (CSU) (1994).

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List of Positions Held in the Company
He served as Director since 2024.

Work Experience
Has experience in the Ministry of Finance of the Republic of Indonesia, Directorate General of Monetary. Experience as Coordinator of the Audit & Investigation Team of BUMN (2002 - 2004), assignment from the Minister of Finance with various Government Institutions (2001 - 2018), served as Chair of the Drafting Team for the OJK Bill (Law No. 21 of 2011) and the Establishment of the OJK. Served as Head of the BAPEPAM-LK Bureau (20011 - 2013). Served as Deputy Commissioner for Supervision of the Non-Bank Financial Industry (Echelon I) (2013 - 2016) and served as Deputy Commissioner for Strategic Management (Echelon II) (2016 - 2024). Served as Ketua Bidang KADIN (2024 - present).

Affiliation Relationship
He has no financial, management, and family relationships with other members of the Board of Commissioners, Board of Directors, and Main and Controlling Shareholders.

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Citizenship
Indonesian Citizen

Domicile
Jakarta

Age
41?years old

Educational Background
She earned her Bachelor degree in Accounting from Atma Jaya Indonesia Catholic University (2007).

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List of Positions Held in the Company
Served as Director since 2025.

Work Experience
Started her career as an Internal Audit (2007-2009) and continued as Assistant Regional Manager of International Operating Division (2009-2010) at PT Indofood Sukses Makmur Tbk. Joined as Section Head of Reporting and Analysis Division (2010-2012) at PT Bogasari Flour Mills Tbk, Accounting Head (2013-2017) at PT Intertama Trikencana Bersinar. Became Finance, Tax, and Reporting Manager (2017-2019) at Sinarmas Mining, served as Commissioner (2021-2025) at PT Mitra Dinamika Kapital, and as Advisor (2019 - August 2025) at PT Aldiracita Sekuritas Indonesia. Joined as Director at PT Sinar Mas Multiartha Tbk (2025 - present).?

Affiliation Relationship
She has no financial, management, and family relationships with other members of the Board of Commissioners, Board of Directors, and Main and Controlling Shareholders.

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