An Indonesian citizen, born in 1960. He has been the President Director of the Company since June 2009 after previously being the Company’s Director. He obtained a Bachelor degree from the Faculty of Social and Political Science, Parahyangan University, Bandung, in 1984. He started his career at Bank Internasional Indonesia Tbk (BII) as a Branch Manager in Semarang (December 1989 – October 1990), Manager for Central Java Region (November 1990 – September 1991), Deputy Manager for East Java and East Indonesia Regions (October 1990 – August 1994), Manager for Sumatra Region (September 1994 – June 1997), Director of Consumer Banking (June 1997 – August 1999). Currently, he also holds the position of President Director of PT Sinar Mas Multifinance since 2000.




An Indonesian citizen, born in 1961. He has been the Company’s Director since 2004. He finished his education to obtain Bachelor degree in Economics, majoring in Accounting from Andalas University, Padang. He started his career as an Accounting teacher at Don Bosco High School (SMA), Padang (1981 – 1990). At the Company, he started his career as Accounting Staff (1992) and Finance and Accounting Manager (1992 – 2004). He held many positions previously, such as Finance Head at Prayoga Foundation, Padang (1988 – 1991), Accounting Staff at PT Panggung Enterprise, Ltd Jakarta (1991), Director at PT Summit Oto Finance (2000 – 2003), Commissioner at PT Oto Multiartha (2000 – 2003). He was also a Lecturer at Tarumanegara University, Jakarta (1992 – 1995). Currently, he has held several positions, such as the President Director of PT AB Sinar Mas Multifinance since 2002, President Director of PT Sinartama Gunita since 2003, Director of PT Shinta Utama since April 2005, and Director of PT Simar Money Charger since September 2007. He also has position at PT Super Wahana Tehno as the President Director since January 2006 after previously being the Director since February 2005.


An Indonesian citizen, born in 1964. He has been the Company’s Director since 10 June 2013. He finished his education in Faculty of Law, majoring in Civil Law, from Parahyangan Catholic University, Bandung, in 1986. He also participated in the training The Pacific Rim Bankers Program (PRBP), Seattle, USA. He started his banking career at Bank Tamara Commercial (1988 – 1991). Then, he joined PT Bank International Indonesia Tbk as Branch Head for regions of Karawang, Lampung, Bogor, Palembang, and Bandung, and as Area Sales Manager and Area Business Manager (1992 – 2006). He also had career at PT Bank Sinarmas Tbk as Credit and Marketing Director (2006 – 2010) and Vice President Director (April 2010 – September 2012).



An Indonesian citizen born in 1956. He has been the Company’s Independent Director since 2012. He obtained a degree in Master of Science in Business Education from Portland State University, Portland, Oregon, in 1977. He also had participated in trainings, such as The Pacific Rim Bankers Program (PRBP), Seattle, WA, USA in 1990 and School of Bank Indonesia Leaders batch 19 in 1994. During 1983 – 1989, he started his banking career as Senior Vice President at Chase Manhattan Bank N.A. Then, he worked as Senior Executive Vice President of PT Bank Danamon Indonesia (1989 – 1998), Senior Vice President of Rabobank Indonesia (1999 – 2001), Advisor of PT Bank Danamon Indonesia (2006 – 2008), and Senior Advisor of PT Bank Sinarmas Tbk (2006 – 2012). Aside from Banking, he also held position as the Finance Director of PT Voksel Cable (2003 – 2005), and Audit Committee member of several companies, such as PT Dian Swastatika Sentosa Tbk (2010 – 2012), PT Smart Tbk (2010 – 2012), and PT Duta Pertiwi Tbk (2012).